Mom and entrepreneur Heather Guyan and her husband were doing everything right. They had two good incomes, contributed to 401Ks and IRAs, and had 529 plans for their three children. Building and furnishing their dream home three years ago was the icing on the cake. However, as credit card debt mounted, and the “little things” kept adding up, they realized they were just getting by, rather than getting ahead.
When Heather sat down last November and listed out all the money they owed, she was shocked. Despite having a decent portfolio for retirement, consumer debt was derailing her sense of security, and Heather knew she had to take immediate action. Her story will inspire you to truly examine where you are, and move forward with confidence if it is time to make a change.